Which of the following activities is typically excluded from an accident and sickness policy?

Accident and sickness policies are designed to provide coverage for unforeseen injuries or illnesses, but they often come with specific exclusions based on the nature of the activities involved. Motorcycling is typically excluded from these policies due to the high risk associated with the activity.

Motorcycling is considered an extreme activity with a higher probability of serious accidents compared to more conventional sports or leisure activities. Insurers often see it as a higher risk category and may decide not to cover injuries sustained while participating in this activity, as it can lead to significant claims.

The other activities mentioned—swimming, yoga, and cycling—are generally viewed as lower-risk activities and are less likely to be excluded from coverage under an accident and sickness policy. While there may still be some restrictions or requirements for these activities, they are not universally excluded in the same way motorcycling is.