What kind of compensation does temporary total disablement cover?

Temporary total disablement coverage provides a weekly benefit for a maximum defined period. This type of insurance is designed to replace a portion of the income lost due to an individual's inability to work temporarily because of an injury or illness. The benefit usually comes in the form of regular weekly payments, which helps support individuals financially while they are unable to earn their usual income.

The compensation is typically capped, meaning that there is a maximum duration for which this benefit is paid — often aligned with the expected recovery period. This allows for a focused approach to aid recovery while acknowledging that the individual is expected to return to work after a certain time. As a result, this structure stands in contrast to other payment options that might imply a more permanent or one-time compensation.