What is typically included in household insurance coverage for renters?

In a typical household insurance policy for renters, coverage generally extends to furniture and other personal belongings. This type of insurance is designed to protect the renter's personal possessions against risks such as theft, fire, and certain types of water damage. It recognizes that while the landlord may insure the structure of the building itself, the responsibility for insuring the personal items within that space falls to the tenant.

This coverage typically includes items such as clothing, electronics, appliances, and other possessions owned by the renter. It provides financial compensation in the event of a loss, allowing renters to replace or repair their belongings. Therefore, option C accurately reflects a primary component of household insurance for renters, focusing on the protection of personal property within a rented dwelling.