What is the limit for legal expenses cover under optional extensions for PA insurance?

In Personal Accident (PA) insurance, optional extensions can include legal expenses cover, which offers policyholders financial assistance for legal costs arising from accidents covered under the policy. The limit for this cover often varies based on the specific policy and provider. In this instance, a limit of £15,000 for legal expenses cover is a common cap seen in the industry, particularly for optional extensions where coverage for legal representation and other related costs is provided.

This limit facilitates a reasonable safeguard for policyholders seeking to pursue claims or defend their rights following an accident, ensuring that they have adequate financial support without excessive burdens. It also represents an effort to balance the need for sufficient protection with the overall cost management of the insurance product. The specific figure of £15,000 is reflective of how this balance is typically achieved in PA insurance offerings.