What is the common age range for Personal Accident cover?

Personal Accident cover is typically designed to provide financial protection against accidental injuries or death. It is essential to understand the most common age range for this type of insurance, as it reflects the demographic segments that insurers believe are most likely to sustain accidents and thus requires coverage.

The choice reflecting the age range of 16-70 years is correct because it encompasses a broad spectrum of the population, including younger individuals who might be more active and therefore at greater risk of accidents, as well as older individuals who may also want to secure protection as they age. This range allows for inclusivity, ensuring that a wide range of ages can obtain the necessary coverage that aligns with their lifestyle and risk exposure. The inclusion of those up to 70 years old also acknowledges the increasing activities and risks that older individuals may engage in, thus providing an essential safety net.

Other choices provide narrower age limits, which exclude significant portions of the population that may still require Personal Accident cover. The breadth of 16-70 years provides a more comprehensive coverage option, addressing the risks associated with a wider age demographic, making it a practical choice in the insurance market.