What is a key feature of benefit payments in a PA and sickness policy?

The key feature of benefit payments in a personal accident (PA) and sickness policy is that only one capital benefit is paid for multiple claims. This is important because it reflects the nature of these policies, where specific benefits are linked to particular events or claims. For example, if a policy covers various types of injuries or conditions, the insured may only receive a single capital benefit amount even if multiple incidents occur. This structure helps insurance providers manage their risk and limits the total payout for similar claims.

In contrast, the other options do not accurately describe the features of PA and sickness policies. Cumulative claim totals across benefits would suggest a different payout structure that is not characteristic of these policies. The assertion that claims can be made anytime may imply a level of flexibility that is not standard, as there are often specific timeframes for reporting and processing claims. Lastly, while some policies may provide weekly payments, this is not universally applicable and depends on the specific terms of each policy; thus, payment terms can vary significantly.