What is a common duty of an insurance agent besides selling policies?

Advising clients on policy renewals and adjustments is a common duty of an insurance agent beyond just selling policies. This role involves engaging with clients to review their current coverage and evaluate whether it still meets their needs as circumstances change—such as changes in lifestyle, business operations, or regulatory requirements. This proactive communication helps ensure that clients maintain appropriate levels of coverage and understand the implications of any adjustments or renewals in their policy terms.

The ability to provide informed advice during renewals can build trust and strengthen the relationship between the agent and the client, fostering loyalty and potentially leading to additional sales in the future. Agents often have a comprehensive understanding of the products they offer and how different changes in a client’s life can influence their insurance needs, making their guidance during these times invaluable.