What does medical expenses coverage in a Comprehensive policy generally cover?

Medical expenses coverage in a Comprehensive policy typically covers all driver and passenger medical costs resulting from an accident. This means that if an insured person is involved in a vehicle accident, the policy will help cover the medical expenses incurred by both the driver and any passengers in the insured vehicle, regardless of fault. This coverage is designed to ensure that immediate medical needs are addressed without the burden of high expenses falling on the individuals involved.

The focus on medical costs for both the driver and passengers reflects the comprehensive nature of the coverage, as it aims to provide broader protection against various risks associated with driving. This coverage is particularly important as it can alleviate financial stress during a challenging time when medical treatment is needed due to an accident.

The other options do not accurately represent what is encompassed within medical expenses coverage. For example, the first choice suggests that only the insured's treatment is covered, which is too narrow. The third option regarding costs of repairs relates more to property damage coverage rather than medical expenses. Finally, legal representation costs are typically addressed under separate coverage types, such as liability, rather than medical expenses.