In the context of a comprehensive policy, what does 'Loss of Use' refer to?

'Loss of Use' in the context of a comprehensive policy specifically refers to the coverage that provides for alternative transportation expenses when the insured vehicle is not usable due to covered damages or repairs. When a vehicle is involved in an incident that results in it being off-road, whether due to a collision, theft, or other covered events, the policy offers compensation or reimbursement for costs related to renting a replacement vehicle or using public transport.

This feature is significant because it acknowledges the inconvenience caused by not having access to personal transportation and aims to alleviate that burden by covering related expenses. This aspect enhances the value of comprehensive auto insurance policies, allowing insured individuals to maintain their mobility while their vehicle is being restored.