In the case of death or specified injuries, what type of payment is typically made under accident cover?

Under accident cover, when there is a case of death or specified injuries, the payment typically made is a capital sum or compensation. This type of payment is designed to provide financial assistance to the insured or their beneficiaries in the event of serious incidents such as accidental death or significant injuries directly resulting from an accident.

A capital sum is a lump sum payment that can help cover various expenses, such as funeral costs in the case of death, medical bills, or any other financial implications resulting from the injury. This approach is beneficial as it provides immediate financial relief rather than extending payments over time, which might not address urgent needs.

Other choices do not align with the standard practices in accident coverage, as monthly salary payments do not typically apply in these scenarios, especially once a capital sum is designated. A one-time flat fee for any injury may not provide adequate compensation for more serious injuries, which often have greater financial consequences. Lastly, stating that no payment is made in cases of death is incorrect, as most accident cover policies do indeed provide compensation in such situations.