In PA and sickness policies, what is the coverage amount for total loss of sight in one or both eyes?

Prepare for the CII Certificate in Insurance - General Insurance Business exam. Study with multiple choice questions, hints, and detailed explanations. Boost your confidence and ace your test!

In personal accident (PA) and sickness policies, the coverage amount for total loss of sight in one or both eyes is often standardized across different policy providers. In this case, £20,000 is commonly recognized as the standard compensation amount for total loss of sight in one eye, while the coverage for both eyes is often higher but remains within a defined range typically outlined in the policy terms.

This established figure reflects the severity of such a condition, acknowledging the significant impact it has on an individual's ability to function normally, and is informed by industry practices and regulatory standards. As a result, choosing £20,000 aligns with common thresholds found in personal accident insurance policies, which seek to cover the risks associated with permanent disabilities and significant injuries. While there may be variations among different insurers, £20,000 is a prevalent figure and representative of the coverage often offered in this type of insurance.

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