How long after the event must total loss of limbs occur for benefits to be payable?

For benefits to be payable in the event of a total loss of limbs, it is stipulated that such loss must occur within a specific timeframe after the event, which is 24 months. This provision is typically aligned with insurance policies that specify conditions under which claims related to injuries or disabilities are honored.

The 24-month period serves as a standard window in which the effects of the event leading to the loss can be assessed and verified. Insurers often establish these time limits to ensure that claims are made in a timely manner, allowing for an efficient claims process, while also minimizing uncertainty and potential fraudulent claims. It's essential for policyholders to be aware of such specifications in their coverage to ensure they understand their entitlements and the conditions under which they can receive benefits.