Are there optional extensions available for Medical Expenses cover?

The assertion that there are only standalone policies for Medical Expenses cover is linked to the structure of how some insurance products are packaged. In many insurance markets, Medical Expenses cover can indeed be offered as a standalone policy, separate from other types of insurance like critical illness or comprehensive health insurance plans.

However, optional extensions are often available in the form of enhancements or riders, which include additional coverages or increased limits for specific medical treatments, thus providing flexibility to tailor the coverage to an individual's needs. This means that while standalone policies exist, they are not the only option available in the marketplace.

In this context, stating that there are only standalone policies inaccurately represents the available options, as many insurers also provide various extensions and enhancements for medical expenses, allowing a more customized insurance experience.